
Gold-Rails for the Internet
Build with Gold.
Digital gold infrastructure for modern finance enabling gold accounts, yield, credit, and physical redemption via simple APIs.
WHAT GRAIL OFFERS
Everything you need to build with digital gold
GRAIL provides a modular infrastructure layer that lets you offer gold-powered financial products without dealing with custody, compliance, or settlement complexity.
Gold Account
Yield
Credit
Redeem


01
Digital Gold Accounts
Offer fully managed or user-owned digital gold accounts with instant buy/sell, 24/7 access, and allocated underlying gold held with institutional custodians.
Use cases
Gold, inside your product
Savings & Deposits
Let users save in gold, not cash, with seamless deposits, withdrawals, and balance tracking.
Credit & BNPL
Build gold-backed credit lines and BNPL flows with real-time controls
Yield Accounts
Offer gold balances that generate real, native yield safely over time
Round-ups
Automatically convert spare change into long-term gold savings.
Group & Shared Savings
Enable shared gold savings with transparent balances, rules, and permissions.
Rewards & Loyalty
Create programmable rewards, incentives, and cashback systems settled directly in gold.
Get started in days,
not weeks.
Launch production-ready gold products without rebuilding your stack


Modular & Easy to Integrate APIs
Create gold accounts, enable yield, power credit flows, and support physical redemption through clean, well-documented endpoints.


Custodial or Non-Custodial: your choice
Offer fully managed custody or user-owned digital gold. GRAIL abstracts custody, compliance, and settlement across both models.


Operate with Full Visibility
Track customers, gold balances, transactions across your integration all from a single dashboard, in real time.


Production-ready from Day One
Sandbox environments, comprehensive documentation, SLAs, and audited smart contracts help teams launch fast and scale reliably.
Institutional Grade Security & Compliance

Secure, Fully Allocated
Gold Custody
All digital gold is backed 1:1 by fully allocated physical gold held with regulated, independent custodians under multi-party governance controls

Independent & Real-Time Transparency
Regular third-party audits, reserve reporting, and audited smart contracts ensure every unit of digital gold corresponds to real, verifiable metal.

Modern Settlement Infrastructure
Real-time, 24/7 settlement designed for global scale making gold behave like a modern, internet-native financial asset.
FAQ
Frequently asked questions
Is the gold real and redeemable?
Yes. Every GOLD token is backed 1:1 by fully allocated, audited physical gold held in secure vaults. Redemption is available via licensed partners.
Do we need any licenses to offer gold through ORO?
How does the gold yield work?
How do we integrate ORO?
What's the revenue model for partners?
Is this live or in development?
How do you ensure transparency and trust?


Gold-Rails for the Internet
Gold-Rails for the Internet
Build with Gold.
Digital gold infrastructure for modern finance enabling gold accounts, yield, credit, and physical redemption via simple APIs.
WHAT GRAIL OFFERS
Everything you need to build with digital gold
GRAIL provides a modular infrastructure layer that lets you offer gold-powered financial products without dealing with custody, compliance, or settlement complexity.
Gold Account
Yield
Credit
Redeem


01
Digital Gold Accounts
Offer fully managed or user-owned digital gold accounts with instant buy/sell, 24/7 access, and allocated underlying gold held with institutional custodians.
Gold Account
Yield
Credit
Redeem


01
Digital Gold Accounts
Offer fully managed or user-owned digital gold accounts with instant buy/sell, 24/7 access, and allocated underlying gold held with institutional custodians.
Get started in days,
not weeks.
Launch production-ready gold products without rebuilding your stack




Modular & Easy to Integrate APIs
Create gold accounts, enable yield, power credit flows, and support physical redemption through clean, well-documented endpoints.




Custodial or Non-Custodial: your choice
Offer fully managed custody or user-owned digital gold. GRAIL abstracts custody, compliance, and settlement across both models.




Operate with Full Visibility
Track customers, gold balances, transactions across your integration all from a single dashboard, in real time.




Production-ready from Day One
Sandbox environments, comprehensive documentation, SLAs, and audited smart contracts help teams launch fast and scale reliably.

Production-ready from Day One
Sandbox environments, comprehensive documentation, SLAs, and audited smart contracts give teams everything they need to launch fast and scale reliably.


Use cases
Gold, inside your product
Savings & Deposits
Let users save in gold, not cash, with seamless deposits, withdrawals, and balance tracking.
Savings & Deposits
Let users save in gold, not cash, with seamless deposits, withdrawals, and balance tracking.
Credit & BNPL
Build gold-backed credit lines and BNPL flows with real-time controls
Credit & BNPL
Build gold-backed credit lines and BNPL flows with real-time controls
Yield Accounts
Offer gold balances that generate real, native yield safely over time
Yield Accounts
Offer gold balances that generate real, native yield safely over time
Round-ups
Automatically convert spare change into long-term gold savings.
Round-ups
Automatically convert spare change into long-term gold savings.
Group & Shared Savings
Enable shared gold savings with transparent balances, rules, and permissions.
Group & Shared Savings
Enable shared gold savings with transparent balances, rules, and permissions.
Rewards & Loyalty
Create programmable rewards, incentives, and cashback systems settled directly in gold.
Rewards & Loyalty
Create programmable rewards, incentives, and cashback systems settled directly in gold.
Rewards & Loyalty
Create programmable rewards, incentives, and cashback systems settled directly in gold.
Rewards & Loyalty
Create programmable rewards, incentives, and cashback systems settled directly in gold.
Institutional Grade Security & Compliance


Secure, Fully Allocated
Gold Custody
All digital gold is backed 1:1 by fully allocated physical gold held with regulated, independent custodians under multi-party governance controls


Independent & Real-Time Transparency
Regular third-party audits, reserve reporting, and audited smart contracts ensure every unit of digital gold corresponds to real, verifiable metal.


Modern Settlement Infrastructure
Real-time, 24/7 settlement designed for global scale making gold behave like a modern, internet-native financial asset.
FAQ
Frequently asked questions
Is the gold real and redeemable?
Yes. Every GOLD token is backed 1:1 by fully allocated, audited physical gold held in secure vaults. Redemption is available via licensed partners.
Do we need any licenses to offer gold through ORO?
How does the gold yield work?
How do we integrate ORO?
What's the revenue model for partners?
Is this live or in development?
How do you ensure transparency and trust?
Is the gold real and redeemable?
Yes. Every GOLD token is backed 1:1 by fully allocated, audited physical gold held in secure vaults. Redemption is available via licensed partners.
Do we need any licenses to offer gold through ORO?
How does the gold yield work?
How do we integrate ORO?
What's the revenue model for partners?
Is this live or in development?
How do you ensure transparency and trust?


Gold Rails for the Internet
Gold Rails for the Internet
Build with Gold.
Digital gold infrastructure for modern finance enabling gold accounts, yield, credit, and physical redemption via simple APIs.
WHAT GRAIL OFFERS
Everything you need to build with digital gold
GRAIL provides a modular infrastructure layer that lets you offer gold-powered financial products without dealing with custody, compliance, or settlement complexity.
Gold Account
Yield
Credit
Redeem


01
Digital Gold Accounts
Offer fully managed or user-owned digital gold accounts with instant buy/sell, 24/7 access, and allocated underlying gold held with institutional custodians.
Gold Account
Yield
Credit
Redeem


01
Digital Gold Accounts
Offer fully managed or user-owned digital gold accounts with instant buy/sell, 24/7 access, and allocated underlying gold held with institutional custodians.
Use cases
Gold, inside your product
Savings & Deposits
Let users save in gold, not cash, with seamless deposits, withdrawals, and balance tracking.
Savings & Deposits
Let users save in gold, not cash, with seamless deposits, withdrawals, and balance tracking.
Credit & BNPL
Build gold-backed credit lines and BNPL flows with real-time controls
Credit & BNPL
Build gold-backed credit lines and BNPL flows with real-time controls
Yield Accounts
Offer gold balances that generate real, native yield safely over time
Yield Accounts
Offer gold balances that generate real, native yield safely over time
Round-ups
Automatically convert spare change into gold savings.
Round-ups
Automatically convert spare change into gold savings.
Group & Shared Savings
Enable shared gold savings with transparent balances, rules, and permissions.
Group & Shared Savings
Enable shared gold savings with transparent balances, rules, and permissions.
Rewards & Loyalty
Create programmable rewards, incentives, and cashback systems settled directly in gold.
Rewards & Loyalty
Create programmable rewards, incentives, and cashback systems settled directly in gold.
Get started in days,
not weeks.
Launch production-ready gold products without rebuilding your stack




Modular & Easy to Integrate APIs
Create gold accounts, enable yield, power credit flows, and support physical redemption through clean, well-documented endpoints.




Custodial or Non-Custodial: your choice
Offer fully managed custody or user-owned digital gold. GRAIL abstracts custody, compliance, and settlement across both models.




Operate with Full Visibility
Track customers, gold balances, transactions across your integration all from a single dashboard, in real time.




Production-ready from Day One
Sandbox environments, comprehensive documentation, SLAs, and audited smart contracts help teams launch fast and scale reliably.

Production-ready from Day One
Sandbox environments, comprehensive documentation, SLAs, and audited smart contracts give teams everything they need to launch fast and scale reliably.


Institutional Grade Security & Compliance


Secure, Fully Allocated
Gold Custody
All digital gold is backed 1:1 by fully allocated physical gold held with regulated, independent custodians under multi-party governance controls


Independent & Real-Time Transparency
Regular third-party audits, reserve reporting, and audited smart contracts ensure every unit of digital gold corresponds to real, verifiable metal.


Modern Settlement Infrastructure
Real-time, 24/7 settlement designed for global scale making gold behave like a modern, internet-native financial asset.
FAQ
Frequently asked questions
Is the gold real and redeemable?
Yes. Every GOLD token is backed 1:1 by fully allocated, audited physical gold held in secure vaults. Redemption is available via licensed partners.
Do we need any licenses to offer gold through ORO?
How does the gold yield work?
How do we integrate ORO?
What's the revenue model for partners?
Is this live or in development?
How do you ensure transparency and trust?
Is the gold real and redeemable?
Yes. Every GOLD token is backed 1:1 by fully allocated, audited physical gold held in secure vaults. Redemption is available via licensed partners.




